Wise
Wise, formerly known as TransferWise, is a leading financial technology company headquartered in the United Kingdom. Founded in 2011, Wise has revolutionised the way individuals and businesses transfer money internationally, offering a transparent and cost-effective alternative to traditional banks. With a strong presence in Europe, North America, and Asia-Pacific, Wise operates in the fintech industry, focusing on cross-border payments and currency exchange. The company’s core services include multi-currency accounts and low-cost international transfers, distinguished by their real exchange rate and minimal fees. Wise has garnered a reputation for its user-friendly platform and commitment to transparency, positioning itself as a trusted choice for millions of customers worldwide. Notable achievements include reaching over 10 million customers and processing billions in transactions, solidifying Wise's status as a pioneer in the global money transfer landscape.
DitchCarbon Score
How does Wise's carbon action stack up? DitchCarbon scores companies based on their carbon action and commitment to reducing emissions. Read about our methodology to learn more.
Industry Average
Mean score of companies in the Financial Intermediation industry. Comparing a company's score to the industry average can give you a sense of how well the company is doing compared to its peers.
Industry Benchmark
Wise's score of 57 is higher than 97% of the industry. This can give you a sense of how well the company is doing compared to its peers.
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Wise's reported carbon emissions
In 2025, Wise reported total carbon emissions of approximately 113,000 kg CO2e for Scope 1, 23,000 kg CO2e for Scope 2 (market-based), and a significant 112,143,000 kg CO2e for Scope 3 emissions. The Scope 3 emissions breakdown includes 46,621,000 kg CO2e from capital goods, 19,184,000 kg CO2e from business travel, and 6,144,000 kg CO2e from employee commuting. For 2024, Wise's emissions were approximately 221,000 kg CO2e for Scope 1, 26,000 kg CO2e for Scope 2 (market-based), and 53,849,000 kg CO2e for Scope 3. The Scope 3 emissions included 2,121,000 kg CO2e from capital goods and 15,014,000 kg CO2e from business travel. Wise has set an ambitious commitment to achieve net zero emissions by 2030, covering all scopes of emissions. This commitment reflects their proactive approach to climate action, aiming for significant reductions across their operational footprint. The company is currently on track for its Scope 2 emissions reduction, demonstrating a commitment to sustainability and environmental responsibility.
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| 2020 | 2021 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Scope 1 | 117,700 | 000,000 | 000,000 | 000,000 | 000,000 |
| Scope 2 | 592,300 | 000,000 | 000,000 | 00,000 | 00,000 |
| Scope 3 | - | - | 00,000,000 | 00,000,000 | 000,000,000 |
Industry emissions intensity
Location emissions intensity
Reduction initiatives & disclosure networks
Companies disclose and commit to reducing emissions to show they are serious about reducing emissions impact over time. They can also help a company track its progress over time.
Wise is participating in some of the initiatives that we track. This may change over time as the company engages with new initiatives or updates its commitments. DitchCarbon will update this information as it becomes available.
